Lloyds Banking Group

Lloyds Banking Group is a financial services provider. Co.'s main business activities are retail and commercial banking, general insurance and long-term savings. Co.'s Lending products are mortgages, credit cards, personal and business loans; Deposit products include taking Current accounts and savings accounts; Insurance products are home insurance, motor insurance and protection; Commercial financing products includes term lending, debt capital markets and private equity; and Risk management products includes interest rate hedging, currency and liquidity. As of Dec 31 2017, Co. had total assets of £812.1 million and total deposits of £448.0 million.
  • TickerLLOY
  • ISINGB0008706128
  • ExchangeLondon Stock Exchange
  • SectorBanks
  • CountryUnited Kingdom

Analysts

Lloyds Banking Group plc: Update to credit analysis

Our credit view of Lloyds Banking Group, reflecting its strong solvency metrics, moderate loss given failure and low probability of government support.

2 directors sold

Two Directors at Lloyds Banking Group sold 3,124,554 shares at between 57p and 57p. The significance rating of the trade was 74/100. Is that information sufficient for you to make an investment decision? This report gives details of those trades and adds context and analysis to them such that you can judge whether these trading decisions are ones worth following. Included in the report is a detailed share price chart which plots discretionary trades by all the company's directors over the last two years clearly showing Close periods where trading activity is restricted under listing rules. ...

For LLOYDS BANKING GP.PLC., the environment deterioration entails a downgrade to Neutral

LLOYDS BANKING GP.PLC. (GB), a company active in the Money Center Banks industry, now shows a lower overall rating. The independent financial analyst theScreener just confirmed the fundamental rating of 3 stars out of 4, as well as the stock market behaviour of the title as moderately risky. However, environmental deterioration penalises the general evaluation, which is downgraded to Neutral. As of the analysis date May 10, 2019, the closing price was GBp 61.05 and its expected value was estimated at GBp 63.14.

Lloyds Banking Group plc: Q1 2019: Results remain solid; CET1 guidance lowered by 50bps

Lloyds Q1 2019 net profit was 2.5% up from a year prior, reflecting lower net interest income and operating costs, and one-off items largely related to the investment management business.

Derya Guzel

Morningstar | Lloyds Reports 1Q Results; FVE Maintained

Lloyds Banking Group reported underlying operating profits of GBP 2.2 billion for the first quarter, up 8% from the year-ago period, although this was fully offset by below-the-line items. Statutory profits before tax were flat year over year while lower tax charges led to a 2% increase in aftertax profits to GBP 1.2 billion. Higher other income, up 7%, and lower expenses, down 3%, were the driving forces behind the improvement in operations this quarter, offsetting 3% lower net interest income. The culprits behind the top-line weakness were lower margins and interest-earning assets in the qua...

Lloyds Banking Group plc: Update to credit analysis

Our credit view of Lloyds Banking Group, reflecting its strong solvency metrics, moderate loss given failure and low probability of government support.

Lloyds Banking Group plc: Q1 2019: Results remain solid; CET1 guidance lowered by 50bps

Lloyds Q1 2019 net profit was 2.5% up from a year prior, reflecting lower net interest income and operating costs, and one-off items largely related to the investment management business.

Lloyds Banking Group plc: Lloyds 2018 results: stable ongoing profits and robust efficiency; some restructuring and conduct costs remain

Lloyds reports a 24% increase in net profit, driven by higher net interest income and lower remediation costs and charges against claims for mis-selling of payment protection insurance (PPI)

Lloyds Banking Group plc: Update following affirmation of senior and subordinated debt ratings

Our credit view of Lloyds Banking Group, reflecting strong solvency metrics, moderate loss-given-failure and low probability of government support.

Lloyds Banking Group plc: Lloyds’ temporary IT outage is credit negative

The failure increases the risk that clients may choose to switch to another bank, leading to a loss in revenue and cheap retail funding.

Derya Guzel

Morningstar | Lloyds Reports 1Q Results; FVE Maintained

Lloyds Banking Group reported underlying operating profits of GBP 2.2 billion for the first quarter, up 8% from the year-ago period, although this was fully offset by below-the-line items. Statutory profits before tax were flat year over year while lower tax charges led to a 2% increase in aftertax profits to GBP 1.2 billion. Higher other income, up 7%, and lower expenses, down 3%, were the driving forces behind the improvement in operations this quarter, offsetting 3% lower net interest income. The culprits behind the top-line weakness were lower margins and interest-earning assets in the qua...

Derya Guzel

Morningstar | Lloyds Reports 1Q Results; FVE Maintained. See Updated Analyst Note from 03 May 2019

Lloyds Banking Group reported underlying operating profits of GBP 2.2 billion for the first quarter, up 8% from the year-ago period, although this was fully offset by below-the-line items. Statutory profits before tax were flat year over year while lower tax charges led to a 2% increase in aftertax profits to GBP 1.2 billion. Higher other income, up 7%, and lower expenses, down 3%, were the driving forces behind the improvement in operations this quarter, offsetting 3% lower net interest income. The culprits behind the top-line weakness were lower margins and interest-earning assets in the qua...

Derya Guzel

Lloyds Reports 1Q Results; FVE Maintained

Lloyds Banking Group reported underlying operating profits of GBP 2.2 billion for the first quarter, up 8% from the year-ago period, although this was fully offset by below-the-line items. Statutory profits before tax were flat year over year while lower tax charges led to a 2% increase in aftertax profits to GBP 1.2 billion. Higher other income, up 7%, and lower expenses, down 3%, were the driving forces behind the improvement in operations this quarter, offsetting 3% lower net interest income....

Derya Guzel

Lloyds Banking Group Company Report

Narrow-moat Lloyds Banking Group reported full-year 2018 profits after tax of GBP 4.4 billion, in line with our expectations. We plan to roll our model forward and update our analysis with 2018 figures as well as 2019 guidance, but we don’t expect to materially change our fair value estimate of GBX 76/$3.90 per share. Our narrow moat and stable trend ratings are unchanged. On an underlying basis--excluding restructuring expenses, volatility items, and payment protection insurance provisions--Llo...

Derya Guzel

Morningstar | Lloyds Closes 2018 and Increases Shareholder Distributions

Narrow-moat Lloyds Banking Group reported full-year 2018 profits after tax of GBP 4.4 billion, in line with our expectations. We plan to roll our model forward and update our analysis with 2018 figures as well as 2019 guidance, but we don’t expect to materially change our fair value estimate of GBX 76/$3.90 per share. Our narrow moat and stable trend ratings are unchanged. On an underlying basis--excluding restructuring expenses, volatility items, and payment protection insurance provisions--Lloyds recorded a solid full-year performance. Net interest income increased 3% while operating costs ...

2 directors sold

Two Directors at Lloyds Banking Group sold 3,124,554 shares at between 57p and 57p. The significance rating of the trade was 74/100. Is that information sufficient for you to make an investment decision? This report gives details of those trades and adds context and analysis to them such that you can judge whether these trading decisions are ones worth following. Included in the report is a detailed share price chart which plots discretionary trades by all the company's directors over the last two years clearly showing Close periods where trading activity is restricted under listing rules. ...

For LLOYDS BANKING GP.PLC., the environment deterioration entails a downgrade to Neutral

LLOYDS BANKING GP.PLC. (GB), a company active in the Money Center Banks industry, now shows a lower overall rating. The independent financial analyst theScreener just confirmed the fundamental rating of 3 stars out of 4, as well as the stock market behaviour of the title as moderately risky. However, environmental deterioration penalises the general evaluation, which is downgraded to Neutral. As of the analysis date May 10, 2019, the closing price was GBp 61.05 and its expected value was estimated at GBp 63.14.

Ibrahim Firdaus

Lloyds Banking Group

Ibrahim Firdaus

Lloyds Banking Group

Ibrahim Firdaus

Lloyds Banking Group

Ibrahim Firdaus

Lloyds Banking Group

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Lonza Group – Proxinvest Corporate Governance Rating ® : B

Proxinvest Corporate Governance Rating ® helps investors integrate governance into their investment decision and identify governance risks and opportunities within their portfolio. Proxinvest Corporate Governance Rating ® Service rates European issuers through the analysis of four main themes : Ownership & Shareholder rights, Board & Committees, Audit & Process, Remuneration. Each theme is rated taking into account several comprehensive sub-categories. Our unique two-step process to achieve each rating includes a first step quantitative valuation and a second step qualitative filter...

Lloyds Banking – Proxinvest Corporate Governance Rating ® : B

Proxinvest Corporate Governance Rating ® helps investors integrate governance into their investment decision and identify governance risks and opportunities within their portfolio. Proxinvest Corporate Governance Rating ® Service rates European issuers through the analysis of four main themes : Ownership & Shareholder rights, Board & Committees, Audit & Process, Remuneration. Each theme is rated taking into account several comprehensive sub-categories. Our unique two-step process to achieve each rating includes a first step quantitative valuation and a second step qualitative filter...

Dave Nicoski ...
  • Ross LaDuke

Vermilion Int'l Compass: Global Equity Strategy

Europe & the UK remain in focus The MSCI ACWI ex-U.S. is breaking topside its nearly 14-month downtrend and above key resistance. The move is being fueled by improvements throughout most of Europe and the UK, along with strength in China over the past 2-3 months. We believe these positive developments are supportive of higher equity prices moving forward. As a result of these and several other observations highlighted below, our outlook on global equities is positive. • Europe & the UK. As has been the case over the last several weeks, a major focus of ours within global equities (ex-U.S.) h...

Jérôme VINERIER

Short term view - LLOYDS BANKING GROUP : The background trend is clearly bearish.

The background trend is clearly bearish. The negative MACD confirms the trend. The rise is a consolidation that will soon bump against the level at 59.36 p. The next target is at 55.90 p, then 51.70 p. Passing 62.60 p would question the continuation of the fall.

Jérôme VINERIER

Analyse court terme - LLOYDS BANKING GROUP : La tendance de fond est clairement orientée à la baisse.

La tendance de fond est clairement orientée à la baisse. Le MACD est négatif, il confirme cette tendance. La reprise est une consolidation qui va buter sur 59,36 p prochainement. Le prochain objectif est à 55,90 p, puis 51,70 p. Le franchissement de 62,60 p remettrait en cause la suite de la baisse.

Matthieu DRIOL

Short term view - LLOYDS BANKING GROUP : Rising consolidation.

The background trend is clearly bearish. The negative MACD confirms the trend. The rise is a consolidation that will soon bump against the level at 57.82 p. The next target is at 56.30 p, then 55.21 p. Passing 62.60 p would question the continuation of the fall.

Matthieu DRIOL

Analyse court terme - LLOYDS BANKING GROUP : La reprise est une consolidation.

La tendance de fond est clairement orientée à la baisse. Le MACD est négatif, il confirme cette tendance. La reprise est une consolidation qui va buter sur 57,82 p prochainement. Le prochain objectif est à 56,30 p, puis 55,21 p. Le franchissement de 62,60 p remettrait en cause la suite de la baisse.

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