Direct Line Insurance Group

Direct Line Insurance Group is a personal and small business general insurer in the U.K. Co.'s principal activity is managing its investments in subsidiaries, providing loans to those subsidiaries, raising funds, and the receipt and payment of dividends. Co.'s segments are Motor, which consists of personal motor insurance together with the associated legal protection cover; Home, which consists of home insurance together with associated legal protection cover; Rescue and other personal lines, which consists of rescue products, and other personal lines insurance, including travel, pet and creditor; and Commercial, which consists of commercial insurance for small and medium-size entities.
  • TickerDLG
  • ISINGB00BY9D0Y18
  • ExchangeLondon Stock Exchange
  • SectorNonlife Insurance
  • CountryUnited Kingdom

Analysts

DIRECT LINE IN.GP.PLC. with less fundamental stars is reduced to Neutral

DIRECT LINE IN.GP.PLC. (GB), a company active in the Full Line Insurance industry, loses a star(s) at the fundamental level and sees its general evaluation downgraded. The independent financial analyst theScreener just removed a fundamental star(s) for a 2 over 4-star rating. As such, market behaviour remains unchanged and is evaluated as moderately risky. theScreener believes that the loss of a star(s) merits downgrade to the general evaluation of the title, which passes to Neutral. As of the analysis date October 8, 2019, the closing price was GBp 275.50 and its expected value was estimated ...

MarketLine Department

Admiral Group Plc - Strategy, SWOT and Corporate Finance Report

Summary Admiral Group Plc - Strategy, SWOT and Corporate Finance Report, is a source of comprehensive company data and information. The report covers the company's structure, operation, SWOT analysis, product and service offerings and corporate actions, providing a 360˚ view of the company. KeyHighlights Admiral Group plc (AGP) offers motor insurance and household insurance. It offers insurance products for car, multi-car, home, van and travel. It also offers personal loans, car finance, short-term insurance policies and price comparison services. Its price comparison websites include confu...

Moody's - Direct Line UK insurer to maintain profitability despite competition

We answer frequently asked questions regarding UK non-life insurer Direct Line, and the factors affecting our assessment of its credit strength.

Direct Line Insurance Group plc: FAQ: Direct Line to maintain profitability despite competition, change in profit drivers

We answer frequently asked questions regarding UK non-life insurer Direct Line, and the factors affecting our assessment of its credit strength.

Henry Heathfield

Morningstar | Turn in the Underwriting Cycle and Pricing to Affect Direct Line's Profitability

Direct Line Insurance Group is a fairly average U.K. personal lines insurer. Its primary lines are motor, home, rescue, and commercial, with the firm having put its international operations into runoff in 2014. Direct Line is the largest U.K. personal lines insurer, with a market share of about 18%. Since its spin-off from Royal Bank of Scotland, the business has just about made its cost of capital on average.We think U.K. personal lines do not constitute a particularly attractive market, and the high prevalence and rapid growth of price-comparison websites have made pricing even more competit...

Moody's - Direct Line UK insurer to maintain profitability despite competition

We answer frequently asked questions regarding UK non-life insurer Direct Line, and the factors affecting our assessment of its credit strength.

Direct Line Insurance Group plc: FAQ: Direct Line to maintain profitability despite competition, change in profit drivers

We answer frequently asked questions regarding UK non-life insurer Direct Line, and the factors affecting our assessment of its credit strength.

Direct Line Insurance Group plc: Update following rating action

Our credit view on Direct Line reflects the company's very strong position in UK P&C personal lines, and robust profitability.

Direct Line Insurance Group plc: Semi-annual update

Our credit view on Direct Line reflects the company's very strong position in UK P&C personal lines, and robust profitability.

Moody's assigns Ba1(hyb) rating to Direct Line Group plc's GBP350 million perpetual contingent convertible notes

Rating Action: Moody's assigns Ba1 rating to Direct Line Group plc's GBP350 million perpetual contingent convertible notes. Global Credit Research- 04 Dec 2017. NOTE: On December 6, 2017, the press release was corrected as follows: In the debt list, under assigned ratings, the description of the Direct Line Insurance Group plc note was changed from floating rate to fixed rate.

Henry Heathfield

Morningstar | Turn in the Underwriting Cycle and Pricing to Affect Direct Line's Profitability

Direct Line Insurance Group is a fairly average U.K. personal lines insurer. Its primary lines are motor, home, rescue, and commercial, with the firm having put its international operations into runoff in 2014. Direct Line is the largest U.K. personal lines insurer, with a market share of about 18%. Since its spin-off from Royal Bank of Scotland, the business has just about made its cost of capital on average.We think U.K. personal lines do not constitute a particularly attractive market, and the high prevalence and rapid growth of price-comparison websites have made pricing even more competit...

Henry Heathfield

Turn in the Underwriting Cycle and Pricing to Affect Direct Line's Profitability

The U.K. motor insurance market is one of the most dynamic insurance markets in Europe. However, this isn’t always positive. We think the evolution of this market has led to greater price transparency, lower customer retention and persistency. All this has combined to result in a price pressured market consisting of, in our opinion, businesses that are generally quite low quality and lacking economic moats. We're raising our fair value estimate slightly for no-moat Direct Line and no-moat Admira...

Henry Heathfield

Morningstar | Don't Believe the Hype in U.K. Motor Insurance

The U.K. motor insurance market is one of the most dynamic insurance markets in Europe. However, this isn’t always positive. We think the evolution of this market has led to greater price transparency, lower customer retention and persistency. All this has combined to result in a price pressured market consisting of, in our opinion, businesses that are generally quite low quality and lacking economic moats. We're raising our fair value estimate slightly for no-moat Direct Line and no-moat Admiral to GBP 2.7 and GBP 18.2 respectively, but both businesses are overvalued. Generally, we think inv...

Henry Heathfield

Morningstar | Turn in the Underwriting Cycle and Pricing to Affect Direct Line's Profitability

Direct Line Insurance Group is a fairly average U.K. personal lines insurer. Its primary lines are motor, home, rescue, and commercial, with the firm having put its international operations into runoff in 2014. Direct Line is the largest U.K. personal lines insurer, with a market share of about 18%. Since its spin-off from Royal Bank of Scotland, the business has just about made its cost of capital on average.We think U.K. personal lines do not constitute a particularly attractive market, and the high prevalence and rapid growth of price-comparison websites have made pricing even more competit...

Henry Heathfield

Turn in the Underwriting Cycle and Pricing to Affect Direct Line's Profitability

The U.K. motor insurance market is one of the most dynamic insurance markets in Europe. However, this isn’t always positive. We think the evolution of this market has led to greater price transparency, lower customer retention and persistency. All this has combined to result in a price pressured market consisting of, in our opinion, businesses that are generally quite low quality and lacking economic moats. We're raising our fair value estimate slightly for no-moat Direct Line and no-moat Admira...

8 directors sold after exercising options/sold

Eight Directors at Direct Line Insurance Group sold after exercising options/sold 1,493,731 shares at between 353p and 360p. The significance rating of the trade was 77/100. Is that information sufficient for you to make an investment decision? This report gives details of those trades and adds context and analysis to them such that you can judge whether these trading decisions are ones worth following. Included in the report is a detailed share price chart which plots discretionary trades by all the company's directors over the last two years clearly showing Close periods where trading acti...

DIRECT LINE IN.GP.PLC. with less fundamental stars is reduced to Neutral

DIRECT LINE IN.GP.PLC. (GB), a company active in the Full Line Insurance industry, loses a star(s) at the fundamental level and sees its general evaluation downgraded. The independent financial analyst theScreener just removed a fundamental star(s) for a 2 over 4-star rating. As such, market behaviour remains unchanged and is evaluated as moderately risky. theScreener believes that the loss of a star(s) merits downgrade to the general evaluation of the title, which passes to Neutral. As of the analysis date October 8, 2019, the closing price was GBp 275.50 and its expected value was estimated ...

Ford Equity International Rating and Forecast Report

Ford Equity International Research Reports cover 60 countries with over 30,000 stocks traded on international exchanges. A proprietary quantitative system compares each company to its peers on proven measures of business value, growth characteristics, and investor behavior. Ford's three recommendation ratings buy, hold and sell, represent each stock’s return potential relative to its own country market.. The rating reports which are generated each week, include the fundamental details behind each recommendation and reflect the fundamental and price data as of the last trading day of the week...

MarketLine Department

Admiral Group Plc - Strategy, SWOT and Corporate Finance Report

Summary Admiral Group Plc - Strategy, SWOT and Corporate Finance Report, is a source of comprehensive company data and information. The report covers the company's structure, operation, SWOT analysis, product and service offerings and corporate actions, providing a 360˚ view of the company. KeyHighlights Admiral Group plc (AGP) offers motor insurance and household insurance. It offers insurance products for car, multi-car, home, van and travel. It also offers personal loans, car finance, short-term insurance policies and price comparison services. Its price comparison websites include confu...

MarketLine Department

Zurich UK - Strategy, SWOT and Corporate Finance Report

Summary Zurich UK - Strategy, SWOT and Corporate Finance Report, is a source of comprehensive company data and information. The report covers the company's structure, operation, SWOT analysis, product and service offerings and corporate actions, providing a 360˚ view of the company. Key Highlights Zurich UK (ZUK), a subsidiary of Zurich Insurance Group Ltd, is a provider of general and life insurance products to individuals, small- and medium-businesses, large businesses, and corporate and multinational companies. The company offers a range of personal and commercial insurance products, inc...

MarketLine Department

RSA Insurance Group plc - Mergers & Acquisitions (M&A), Partnerships & Alliances and Investments

Summary Marketline's RSA Insurance Group plc Mergers & Acquisitions (M&A), Partnerships & Alliances and Investments report includes business description, detailed reports on mergers and acquisitions (M&A), divestments, capital raisings, venture capital investments, ownership and partnership transactions undertaken by RSA Insurance Group plc since January2007. Marketline's Company Mergers & Acquisitions (M&A), Partnerships & Alliances and Investments reports offer a comprehensive breakdown of the organic and inorganic growth activity undertaken by an organization to sustain its competitive adv...

Direct Line Insurance Group – Proxinvest Corporate Governance Rating ® : B

Proxinvest Corporate Governance Rating ® helps investors integrate governance into their investment decision and identify governance risks and opportunities within their portfolio. Proxinvest Corporate Governance Rating ® Service rates European issuers through the analysis of four main themes : Ownership & Shareholder rights, Board & Committees, Audit & Process, Remuneration. Each theme is rated taking into account several comprehensive sub-categories. Our unique two-step process to achieve each rating includes a first step quantitative valuation and a second step qualitative filter...

Matthieu DRIOL

Short term view - DIRECT LINE INSURANCE GROUP : The background trend is clearly bearish.

The background trend is clearly bearish. The negative MACD confirms the trend. The rise is a consolidation that will soon bump against the level at 333.00 p. The next target is at 313.35 p, then 303.19 p. Passing 339.58 p would question the continuation of the fall.

Matthieu DRIOL

Analyse court terme - DIRECT LINE INSURANCE GROUP : La tendance de fond est clairement orientée à la baisse.

La tendance de fond est clairement orientée à la baisse. Le MACD est négatif, il confirme cette tendance. La reprise est une consolidation qui va buter sur 333,00 p prochainement. Le prochain objectif est à 313,35 p, puis 303,19 p. Le franchissement de 339,58 p remettrait en cause la suite de la baisse.

Matthieu DRIOL

Analyse court terme - DIRECT LINE INSURANCE GROUP : Les prix baissent.

La tendance de fond est clairement orientée à la baisse. Les prix baissent à nouveau, mais le mouvement est devenu hésitant. Le prochain support est à 313,35 p. La tendance de fond serait remise en cause en cas de franchissement de 339,58 p.

Matthieu DRIOL

Short term view - DIRECT LINE INSURANCE GROUP : Falling prices.

The background trend is clearly bearish. Prices are falling again, but the movement has become hesitant. The next support is at 313.35 p. The background trend would be questioned should prices rise above 339.58 p.

Matthieu DRIOL

Medium term view - DIRECT LINE INSURANCE GROUP : Falling prices.

The trend is uncertain. Prices are falling and they may accelerate to the downside. A new bearish trend is attempting to emerge.

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